Fee-Only Fiduciary · Ponte Vedra Beach

Wealth Built
Around Your
Future.

A fee-based wealth management firm with a fiduciary duty to serve your best interests — and only your best interests.

Schedule a Conversation Explore Services
SEC
Registered
Investment
Advisor
◈
Fiduciary Standard
Your Interests First
◈
Experience
10+ Years Advising
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Fee Structure
Transparent, Fee-Based
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Location
Ponte Vedra Beach, FL
About

Dedicated counsel.
Personal relationships.

Peter Kotos
10+
Years of
Experience

Peter Kotos

Peter Kotos is a longtime resident of Northeast Florida and a trusted financial advisor with over a decade of experience serving a wide array of clients.

A graduate of Wake Forest University with a Bachelor's Degree in Economics, Peter's career spans Wells Fargo Advisors and LPL Financial before founding Blackridge Asset Management of Ponte Vedra Beach in 2019.

Peter holds his Series 66 Investment Advisor license and Series 2-15 Insurance license. He lives in Ponte Vedra Beach with his wife Mallory and their three children.

Series 66
Series 2-15
SEC Registered
Wake Forest Economics
Services

A holistic approach to every dimension of your wealth.

Every investor's situation is different. We take the time to listen, plan, and implement a comprehensive strategy tailored to your individual goals.

Investment Management

Customized portfolios built around your risk tolerance, time horizon, and financial goals — with ongoing market monitoring and tactical adjustments.

Retirement Planning

Comprehensive retirement strategies designed to ensure your financial independence, from early accumulation through distribution.

Tax Planning

Proactive tax-efficient strategies coordinated with your broader financial plan to minimize your liability and preserve more of what you earn.

Estate & Generational Wealth

Thoughtful guidance on transferring wealth across generations — protecting your legacy and honoring your intentions.

Education Savings

Strategic education funding plans — from 529 structures to other savings vehicles — so your family is prepared when the time comes.

Insurance & Cash Management

Risk management through insurance solutions alongside optimized cash management strategies that keep your capital working efficiently.

Our Process

Every portfolio is specifically tailored to you.

01

Discovery

We begin with a deep conversation — understanding your goals, risk tolerance, time horizon, family situation, and what financial success means to you personally.

02

Plan Design

We build a comprehensive wealth plan tailored specifically to your circumstances — not a template, but a thoughtful strategy for your unique life.

03

Implementation

With your approval, we put the plan in motion — allocating assets, coordinating insurance, and aligning every component with your objectives.

04

Ongoing Partnership

As your life evolves, so does your plan. We monitor, review, and adapt — serving as your lifelong financial partner through every chapter.

“As a fee-only advisor, we have a fiduciary duty to do what is in our client's best interest — and only our client's best interest.”
— Peter Kotos, Blackridge Asset Management
Contact

Begin the conversation.

We'd love to hear from you.

Whether you're just beginning to think about your financial future or looking for a second opinion on your current plan, we're here to listen — with no obligation.

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Address110 Solana Rd, Suite 104B
Ponte Vedra Beach, FL 32082
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Phone904.923.5859
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Emailpkotos@pbsrep.com